Divorce or separation
What to do first
- Check whose health plan covers you and your children, and what changes.
- Ask your state's child support office for help setting up support.
- If your income dropped, apply for food benefits, Medicaid or cash help.
- If you change your name, update it with Social Security first, then your ID.
- Get free legal help before you sign an agreement.
Talk it through
Tell us more about what happened. We answer first, then show the programs that fit, then ask a few questions to narrow it down.
Dates that matter
These windows are set by federal rules. Your state may have its own dates too, so ask the agency.
60 days
Health coverage
If the divorce or separation means you lose your health plan, you can sign up for a Marketplace plan. You have 60 days.
Source: HealthCare.gov60 days
Keeping a spouse on a job's plan (COBRA)
To keep COBRA for a spouse after a divorce or legal separation, the plan must be told. Plans set the deadline, but it can be no shorter than 60 days, so tell the plan within 60 days.
Source: DOL.gov
Help from Florida
Florida programs that fit what happened. Each agency decides who qualifies.
Florida Department of Revenue
Child Support Program
The Child Support Program helps parents establish and manage child support orders and payments.
Ways to apply:OnlinePhonePaperIn person
Florida Department of Children and Families
Medicaid
Florida Medicaid helps eligible people pay for medical care.
Ways to apply:OnlinePhonePaperIn person
Florida Agency for Health Care Administration
Florida KidCare
In Florida, CHIP is called Florida KidCare.
Florida KidCare provides health coverage options for eligible children.
Ways to apply:OnlinePhonePaper
Florida Office of Insurance Regulation
Health Insurance Marketplace
Florida residents shop for individual marketplace health plans through HealthCare.gov.
Ways to apply:OnlinePhonePaper
Florida Department of Children and Families
Food Assistance Program
Food Assistance helps eligible households buy groceries with monthly benefits.
Ways to apply:OnlinePhonePaperIn person
Florida Department of Children and Families
Temporary Cash Assistance
In Florida, TANF is called TCA.
Temporary Cash Assistance provides short-term cash support to eligible families with children.
Ways to apply:OnlinePhonePaperIn person
Florida Department of Education
School Readiness Program
School Readiness helps eligible families pay for child care while they work or attend school.
Ways to apply:OnlinePhonePaperIn person
Florida Housing Finance Corporation
Rental Assistance
Florida Housing funds local partners that offer rental assistance to eligible households.
Ways to apply:PhonePaperIn person
Checked on October 8, 2026
Federal help
These work the same in every state. Each agency decides who qualifies.
SSA.gov
A new name on your Social Security card
A new Social Security card with your new name is free. Change it with Social Security before you change your driver license or ID.
SSA.gov
Benefits from a former spouse
If you were married 10 years or longer, you may get Social Security on your former spouse's work record later on.
LSC.gov
Free legal help
Legal aid offices give free legal help to people with low income. Find the one that serves you with the Legal Services Corporation's search.
Centers for Medicare & Medicaid Services
HealthCare.gov
The federal marketplace for health insurance plans. Many people can get lower monthly costs based on their income.
Apply online at HealthCare.gov or by phone during open enrollment, or after a big change like losing other coverage.
Checked on October 9, 2026
Help near you
Find county and state offices near you, or call 211 to talk to someone about help in your area.
Talk to a person
- Florida 211
Free help finding food, housing, bills and more near you.
Call 211 - 988 Suicide and Crisis Lifeline
Call or text 988 if you are in crisis or worried about someone. Any time.
Call 988Text 988