Money
Ask about it
Tell us more about what you need. We answer first, then show the programs that fit, then ask a few questions to narrow it down.
Programs in New Jersey
New Jersey programs for this kind of help. Each agency decides who qualifies.
New Jersey Department of Human Services
Work First New Jersey Temporary Assistance for Needy Families
WFNJ/TANF provides temporary cash assistance and support services to eligible families with children.
Ways to apply:OnlinePaperIn person
New Jersey Department of Human Services
Work First New Jersey General Assistance
WFNJ General Assistance provides temporary cash assistance to eligible adults and couples without dependent children.
Ways to apply:OnlinePaperIn person
New Jersey Department of Human Services
Child Support and Paternity Program
The program helps establish parentage and child support orders and collect support payments.
Ways to apply:OnlinePhonePaperIn person
New Jersey Department of Veterans Affairs
Veterans Services
County Veterans Service Offices help veterans and their families access benefits and services.
Ways to apply:PhoneIn person
New Jersey Department of the Treasury, Division of Taxation
New Jersey Earned Income Tax Credit
NJEITC is a refundable tax credit for eligible working residents with low or moderate incomes.
Ways to apply:OnlinePaper
Checked on October 8, 2026
Community action agencies in New Jersey
Local nonprofits that help people with low incomes. Many help with energy bills, rent, jobs and taxes. Call to ask what they offer now.
- Affordable Housing Alliance
Serves Monmouth County
Listed on nj.gov, checked on October 9, 2026
- Bayonne Economic Opportunity Foundation
Serves the City of Bayonne only
Call 201-437-7222Listed on nj.gov, checked on October 9, 2026
- Burlington County Community Action Partnership
Serves Burlington County
Call 609-386-5800Listed on nj.gov, checked on October 9, 2026
- Camden County Council on Economic Opportunity
Serves Camden County
Call 856-964-6887Listed on nj.gov, checked on October 9, 2026
- City of Jersey City-division of Community Development
Serves the City of Jersey City only
Call 201-547-6910Listed on nj.gov, checked on October 9, 2026
- Essex County
Serves all of Essex County except Newark
Call 973-395-8350Listed on nj.gov, checked on October 9, 2026
- Gateway Community Action Partnership
Serves Cumberland County, Gloucester County, Salem County
Call 856-451-6330Listed on nj.gov, checked on October 9, 2026
- Greater Bergen Community Action
Serves Bergen County
Call 201-968-0200Listed on nj.gov, checked on October 9, 2026
- HOPES
Serves the City of Hoboken only
Call 855-654-6737Listed on nj.gov, checked on October 9, 2026
- Jewish Renaissance Foundation
Serves Middlesex County
Call 732-324-2114Listed on nj.gov, checked on October 9, 2026
- Mercer County
Serves Mercer County except Trenton
Call 609-989-6526Listed on nj.gov, checked on October 9, 2026
- North Hudson Community Action Partnership
Serves Hudson County except Bayonne, Jersey City and Hoboken, which have their own entities
Call 201-210-0200Listed on nj.gov, checked on October 9, 2026
- NORWESCAP
Serves Hunterdon County, Morris County, Sussex County, Warren County
Call 908-454-7000Listed on nj.gov, checked on October 9, 2026
- O.C.E.A.N. Inc.
Serves Atlantic County, Cape May County, Ocean County
Call 732-244-5333Listed on nj.gov, checked on October 9, 2026
- Passaic County
Serves Passaic County except the cities of Paterson and Passaic, which have their own entities
Call 973-881-4480Listed on nj.gov, checked on October 9, 2026
- Paterson Task Force
Serves the City of Paterson only
Call 973-279-2333Listed on nj.gov, checked on October 9, 2026
- Plainfield Action Services
Serves the City of Plainfield only
Call 908-753-3519Listed on nj.gov, checked on October 9, 2026
- Puerto Rican Action Board
Serves Middlesex County
Call 732-832-7535Listed on nj.gov, checked on October 9, 2026
- Somerset County Action Partnership
Serves Somerset County
Call 732-846-8888Listed on nj.gov, checked on October 9, 2026
- Union County
Serves Union County except Plainfield
Call 908-527-4800Listed on nj.gov, checked on October 9, 2026
- United Community Corporation
Serves the City of Newark only
Call 973-642-0181Listed on nj.gov, checked on October 9, 2026
- United Passaic Organization
Serves the City of Passaic only
Call 973-472-2478Listed on nj.gov, checked on October 9, 2026
- United Progress, Inc.
Serves the City of Trenton only
Call 609-392-2161Listed on nj.gov, checked on October 9, 2026
Federal programs
These work the same in every state. Each agency decides who qualifies.
Social Security Administration
Supplemental Security Income (SSI)
Monthly payments for people with little income and few resources who are 65 or older, blind, or have a disability, including children.
Apply online at SSA.gov or call Social Security to make an appointment. Bring proof of age, income and any medical records.
Social Security Administration
Social Security Disability Insurance (SSDI)
Monthly payments for people who worked and paid Social Security taxes and now cannot work because of a disability that will last a long time.
Apply online at SSA.gov or call Social Security. Have your medical records and work history ready.
Social Security Administration
Social Security retirement benefits
Monthly payments for people who worked and paid Social Security taxes, starting as early as 62. Spouses and widows may also get benefits.
Apply online at SSA.gov about four months before you want payments to start, or call Social Security.
U.S. Department of Veterans Affairs
VA disability compensation and benefits
Monthly payments for veterans with an illness or injury caused or made worse by military service, plus education, home loan and other benefits.
File a claim online at VA.gov or call VA. A free accredited representative can help you file.
Internal Revenue Service
Earned Income Tax Credit (EITC)
A federal tax credit for people who work and earn low to moderate income. It can mean a bigger refund, even if you owe no tax.
Claim it when you file your federal tax return. Free help from VITA or IRS Free File can make sure you get it.
Internal Revenue Service
VITA and TCE free tax help
IRS-certified volunteers prepare and file your taxes for free, in person, for people with low or moderate income, older adults and people with disabilities.
Find a site near you on IRS.gov or call the locator line, then bring your ID and tax papers.
Internal Revenue Service
IRS Free File
File your federal tax return online for free with tax software offered through the IRS, if your income is under the year's limit.
Start from IRS.gov so you get the free version. Fillable forms are free for everyone.
Checked on October 9, 2026
Talk to a person
- NJ 211
Free help finding food, housing, bills and more near you.
Call 211 - 988 Suicide and Crisis Lifeline
Call or text 988 if you are in crisis or worried about someone. Any time.
Call 988Text 988