Housing
Ask about it
Tell us more about what you need, in your own words. You get the programs that fit and people to call.
Community action agencies in Tennessee
Local nonprofits that help people with low incomes. Many help with energy bills, rent, jobs and taxes. Call to ask what they offer now.
- Anderson County
Serves Anderson County
Call 865-457-5500Listed on tn.gov, checked on October 9, 2026
- Blount County Community Action Agency, Inc.
Serves Blount County
Call 865-983-8411Listed on tn.gov, checked on October 9, 2026
- Bradley Cleveland Community Services Agency
Serves Bradley County
Call 423-479-4111Listed on tn.gov, checked on October 9, 2026
- City of Chattanooga
Serves Hamilton County
Call 423-643-6400Listed on tn.gov, checked on October 9, 2026
- Clarksville-Montgomery County Community Action Agency
Serves Montgomery County
Call 931-896-1800Listed on tn.gov, checked on October 9, 2026
- Delta Human Resource Agency
Serves Fayette County, Lauderdale County, Tipton County
Call 901-476-5226Listed on tn.gov, checked on October 9, 2026
- Douglas-Cherokee Economic Authority, Inc.
Serves Cocke County, Grainger County, Hamblen County, Jefferson County, Monroe County, Sevier County
Call 423-587-4500Listed on tn.gov, checked on October 9, 2026
- Highland Rim Economic Corporation
Serves Dickson County, Houston County, Humphreys County, Stewart County
Call 931-289-4101Listed on tn.gov, checked on October 9, 2026
- Knoxville Knox County Community Action Committee
Serves Knox County
Call 865-546-3500Listed on tn.gov, checked on October 9, 2026
- Metropolitan Action Commission
Serves Davidson County
Call 615-862-8860Listed on tn.gov, checked on October 9, 2026
- Mid-Cumberland Community Action Agency, Inc.
Serves Cheatham County, Robertson County, Rutherford County, Sumner County, Trousdale County, Williamson County, Wilson County
Call 615-742-1113Listed on tn.gov, checked on October 9, 2026
- Mid-East Community Action Agency
Serves Loudon County, Roane County
Call 865-248-8661Listed on tn.gov, checked on October 9, 2026
- Mountain Valley Economic Opportunity Authority
Serves Campbell County, Claiborne County, Morgan County, Scott County, Union County
Listed on tn.gov, checked on October 9, 2026
- Northwest Tennessee Economic Development Council
Serves Benton County, Carroll County, Dyer County, Gibson County, Henry County, Lake County, Obion County, Weakley County
Call 731-364-4822Listed on tn.gov, checked on October 9, 2026
- Shelby County
Serves Shelby County
Call 901-222-4272Listed on tn.gov, checked on October 9, 2026
- South Central Human Resource Agency, Inc.
Serves Bedford County, Coffee County, Franklin County, Giles County, Hickman County, Lawrence County, Lewis County, Lincoln County and 5 more
Call 931-433-7182Listed on tn.gov, checked on October 9, 2026
- Southeast Tennessee Human Resource Agency
Serves Bledsoe County, Grundy County, Marion County, McMinn County, Meigs County, Polk County, Rhea County, Sequatchie County
Call 423-949-2191Listed on tn.gov, checked on October 9, 2026
- Southwest Human Resource Agency
Serves Chester County, Decatur County, Hardeman County, Hardin County, Haywood County, Henderson County, Madison County, McNairy County
Call 731-989-5111Listed on tn.gov, checked on October 9, 2026
- Upper Cumberland Human Resource Agency, Inc.
Serves Cannon County, Clay County, Cumberland County, DeKalb County, Fentress County, Jackson County, Macon County, Overton County and 6 more
Call 931-528-1127Listed on tn.gov, checked on October 9, 2026
- Upper East Tennessee Human Development Agency
Serves Carter County, Greene County, Hancock County, Hawkins County, Johnson County, Sullivan County, Unicoi County, Washington County
Call 423-230-3705Listed on tn.gov, checked on October 9, 2026
Programs in Tennessee
Tennessee programs for this kind of help. Each agency decides who qualifies.
Tennessee Housing Development Agency
Housing Choice Voucher Program
The Housing Choice Voucher Program helps eligible households pay rent in privately owned housing.
Ways to apply:PaperIn person
Tennessee Housing Development Agency
Housing Finance Programs
THDA offers housing programs for home buyers, homeowners, and renters.
Ways to apply:OnlinePhonePaperIn person
Tennessee Department of Mental Health and Substance Abuse Services
Homeless Services
The department provides housing and homelessness resources for people with behavioral health needs.
Ways to apply:Phone
Tennessee Housing Development Agency
Low Income Home Energy Assistance Program
LIHEAP helps eligible households with home energy costs through local agencies.
Ways to apply:PaperIn person
Tennessee Housing Development Agency
Weatherization Assistance Program
Weatherization helps eligible households reduce energy use by improving home efficiency.
Ways to apply:PaperIn person
Checked on October 8, 2026
Federal programs
These work the same in every state. Each agency decides who qualifies.
U.S. Department of Housing and Urban Development
Housing Choice Vouchers (Section 8)
Help paying rent in a home you choose, for families with very low income, older adults and people with disabilities. Local housing authorities run it, and many have waiting lists.
Apply through your local public housing authority. HUD lists every housing authority by state.
Federal Communications Commission
Lifeline phone and internet discount
A monthly discount on phone or internet service for households with low income or who get benefits like SNAP, Medicaid or SSI.
Check if you qualify and apply on the National Verifier, then pick a phone or internet company that offers Lifeline.
Federal Emergency Management Agency
FEMA disaster assistance
Help with a place to stay, repairs and other needs after a disaster the President has declared in your area.
Apply online at DisasterAssistance.gov, by phone, or in person at a Disaster Recovery Center.
Checked on October 9, 2026
Talk to a person
- Tennessee 211
Free help finding food, housing, bills and more near you.
Call 211 - 988 Suicide and Crisis Lifeline
Call or text 988 if you are in crisis or worried about someone. Any time.
Call 988Text 988